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October 2021 Nest Egg Ideas, should I have for the future?

  October 2021 Nest Egg Ideas, should I have for the future?

This is a question at I often ask me self and one that every month I try to think about.

You can not go a day without hearing something about saving and investments.

Most of the time adverts are about death and life after death, for your family and loved ones.

They are about planning for your referment and also your funeral.

For me personal may saving and investment adverts never seam to be about the now.

When Covid 19 hit everyone was effect in one way or another.

In many ways those with saving and investments that could not be easy accessed or liquidated into cash I believe struggled the most.

It was these people who may have had to have made the decision about keeping their savings and investments and not looking at claiming government aid or seeing if they could "cash out" so they could.

This was due to the basic rule that if you had savings/investments over £6,000 you could not claim benefits from the government during lock down.

What a believe is that a lot of people forget about the now!

Yes in the past I did look at the future, I looked a ISA's, Help to buy my first home property schemes, yet they all seamed to have a lot of red tape wrapped around them.

So for me they where like the perfect Christmas gift, but it was like playing the "Chocolate game to get it"

Now the chocolate game for those who do not know what it is is this.

You have a block of chocolate wrapped up on a table.

To get to it you need to roll a six on a die.

You them need to put on a hat

Put on a scarf

Put on a pair of gloves

You them must run/walk over to the table that is about 3 feet away froj you.

You then must use the knife and folk to open the warped up chocolate with.

In the mean time everyone else's who is playing the game, can take it in turns to roll a six on the die too.

If they roll a six you must hand over every thing to them so that they can try to open the chocolate , you have to go back and start all over again.

Once the cholate is opened you are only allowed to eat one piece at a time, in full.

I have played this game may times ion my childhood, the winner is the one who gets to eat the last piece of chocolate and they won a full bar.

So in many ways it paid to not get a six and to let everyone else do all of the hard work for you.

Another game was a flour hill with a chocolate on top.  For this one you had to make sure that the chocolate ever fell, if it did you have to eat it.  So a bit like life, being a house of cards so to speak.

So one thing that I posted "gear change." was making sure that before anything else's that maybe you look at your budget first.

I try to do this once a month, and then if you have time look at how to save money, cut bill costs, spending costs and then maybe savings and investments.

One website that I do use and have found to be helpful is I have listed below along with some others.

https://www.gov.uk/

https://www.moneysavingexpert.com/

https://www.turn2us.org.uk/

https://www.citizensadvice.org.uk/Global/Migrated_Documents/adviceguide/d-budget-sheet.pdf

Good luck.

VHS TAPES “NEST EGGS” FOR THE FUTURE.

VHS TAPES “NEST EGGS” FOR THE FUTURE.

I am currently going thought my old VHS TAPES that I have found and will be looking at putting them on line to sell and to convert into DVD for my own person use. Any information on them that may be useful like old News Stories or Advents I will look at posting on line.

At the moment I have come across a film Called Apt Pupil on VHS by the Cinima Club.

Origonaly it was a book by Stephen King

Apt Pupil by Stephen King - Goodreads

https://www.goodreads.com/book/show/10618.Apt_Pupil

StephenKing.com - Apt Pupil

https://www.stephenking.com/library/movie/apt_pupil.html

Apt Pupil Formats: DVD / VHS Released (US):October 23rd, 1998. High school student, Todd Bowden (played by Brad Renfro), is fascinated by Nazi Germany. He discovers that a former SS war criminal, Kurt Dussander (played by Ian McKellen) is secretly living in his home town. Todd confronts Dussander and in exchange for his silence, blackmails ...

Currently on eBay this VHS Tape is retailed at around £1.99 + Postage so at the moment I will keep it. I aim to do this with some of my belongings for my children so that they can use them as a “Nest Egg.” In the FUTURE.

At rhe moment a lot of items have lost their value due to everyone knowing how to buy and sell online and globally.

For this reason a lot of the profit it items is lost and prices of items have be turned into pennies and on longer pounds.

So why to have a look though you own items and see what is worth , keeping, selling, recycling, upcycling, donating to charity.

"When it is not Lemons?"

“When it is not Lemons?”

People say “we are what we eat.” but how can this be “when it is not lemons?”

One of the things that I started to do last year was reading the packaging of what I buy, this 

made me look at where I buy things from and how much I spend.

For my main shopping I have been using Tesco's on line and have signed up to a fixed

monthly delivery service that means that I can have a delivery 3 days per week every month

providing I spend £40.00 per delivery.

This year I will shop around and see if I can cut my spending and only buy “lemons” and

 not be Sold a “LEMON.”

So last year I started looking at items and tried to STOP but any thing with Palm Oil in,

 

MSG and Artificial Sweeteners.

I am all for sugar and do not feel comfortable with eating a Chemistry set every meal so the 

more basic the ingrediency the better. (personal chose)

So back to the Lemons, I hate it when something claims to have Lemons in but then it says 

on the packaging, lemon flavouring, lemon essence.

I can not stand in the super market all day reading packaging so I do it at home when the 

boys are a sleep. I also look at who things are packaged to try and reduce the amount of 

products that I buy that have load of packaging that they do not need.

This year I aim to cook more at hoe form fresh so in January 2019 I will do my first shop of 

the year and by December 2019 I aim to reduce the amount of LEMONS I buy, sugar, Palm 

oil, MSG Artificial Sugar and packaging I use.

So the amount I will be spend on my January Shop is…